None. I know I need education in this business. I read Lonnie Scrugg's book Deals on Wheels, which led me to this website. I am very intrigued by the idea of creating notes and receiving income based on notes I create. Before I found Lonnie's book, I was already looking at notes as a way to avoid renting and tenants, etc. What I find interesting is wholesaling to make start-up capital, mobile homes to actually purchase something for very little that I can turn around and sell by creating a note, I am a little leery of subject to and foreclosures because I don't know enough about them, but may be interested once I learn more. And I don't want to be a jack-of-all-trades. I want to focus on one or two areas and build a life for myself and my family.