Interest: I know someone who's covered up with credit card debt, but who doesn't know how much interest she's paying on her unpaid balances. She's never applied for another credit card, which would charge a lower rate of interest. She could reduce her interest payments by using a lower cost card to pay off her current account. This could save her thousands of dollars, enabling her to pay her cards off faster. Few people realize that minimum ATM charges can add up to a lot more than it would cost to simply withdraw the money inside the bank.
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