Search for note buyers advertising in your local newspaper ( NOT the national note buyers/brokers).
Talk to them to make sure they are REAL not buyers and not just wanting to broker your note to someone else.
Once you find one, then….
Create two notes to buy the house.
One note will be sold at closing to the note buyer for the cash they want.
The other note will be held by the seller. The note buyer will want to be involved in structuring the notes so he has the right of first refusal to buy the sellers note ( at a discount) if he decides to sell later.
This way, you get the house with no money down. the seller gets the cash they need. The note buyer gets a good note secured by a property with a lot of equity so they are in a safe position.
Looks like win, win, win for everyone.
Can’t find a note buyer advertising, talk to family, friends and neighbors about buying the note. It’s a safe position for anyone.
There may also be note buyers right here at cash flow depot who would jump on that deal.
There are other ways you could make this work too. But this one would be the easiest and fastest
Good luck!
Let us know how it turns out
Jackie