Don,
Are you going to be on the Alaska cruise?
If so, I will be talking about buying subject to deals with a seller finance wrap so they get a a note and a deed of trust ( or mortgage) and provide the paperwork I use in Texas.
You actually want that to be a NON-recourse note. That means that they can get the house back if you default but they can’t come after you personally for any money or damages. ( also known as an exculpatory clause)
I suggest you also do NOT include a due on sale clause, which will give you the ability to WRAP-THE WRAP and selll the house with seller financing if you wanted to. keep your options open.
Don’t put a balloon on it either. You want as much flexibility as possible.
Jackie